Church Loan Amount Calculator

How Much Can You Afford

Enter your church’s undesignated income and pledges to calculate what your church could potentially borrow.

This is an estimated maximum borrowing capacity and not a guarantee of approval. There are several factors that are taken into account when determining borrowing capacity. Please call BCLC for more information on qualifying for a loan.

For last Fiscal Year, enter total undesignated income:
The maximum amount you could borrow based upon your undesignated receipts is:
Types of Church Loans

Let Us Help Fund Your Vision For Tomorrow

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New Construction

We offer tailored loans to your unique needs with advantages no bank can match.

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Remodel Project

We fund various church remodeling projects, from roof replacements to sanctuary overhauls.

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Loan Refinancing

A little refinancing can go a long way. Learn about our cost-effective refinancing options.

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Property Purchases

We support both raw land purchases and existing church building purchases.


Hear from the People We Serve

Pastors know that spreading word about BCLC also spreads the gospel. Check out these testimonials about our exceptional church loan services.

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Let's Talk

Kingdom Growth

Whatever your needs and ministry goals are, contacting us is the first step to achieving your vision and God’s plan for your church project. Let’s get started.

God Has a Plan for Your Church. Ready to Grow?

There’s nothing more exciting than watching God’s plan for your church unfold. Let our church loan expertise of over 70 years help you get there.