When paired with healthy budgeting practices and a humble leadership team, church loans can be extremely helpful in facilitating necessary expansions or improvements to church buildings. However, it is important for church leaders to be aware of these various dynamics in institutional lending before taking on a church loan.
In the early church, the message of Christ was delivered primarily through face-to-face communication from Christians to unbelievers. Paul the Apostle, who was responsible for the growth and spiritual maturity of the early church, provided wisdom, insight and encouragement through personal visits and letters. Thankfully, many of Paul’s letters were preserved for us in the Bible. Today we call such person-to-person communication “grassroots efforts.”
We chose this year’s theme of “All Projects, Great and Small” because, At the Baptist Church Loan Corporation, not every client interaction starts – or even ends – with a loan.
In every move we’ve made, we’ve remained true to these fundamental rules – and we intend to continue expanding as time, funds and circumstance allow.
We began this amazing journey working with Baptist churches over sixty years ago. We’ve helped many churches along the way, met inspiring fellow Baptists with a vision, and witnessed the fruits of their labor in the eyes of hopeful believers touched by the Gospel.
Although the world views financial success as its Rock of Gibraltar, a characteristic of strength and endurance, BCLC has always understood that any success we have is a blessing from God and our faith in His continued leadership.
Ruth Bell Graham, the late wife of evangelist Billy Graham, spent many hours travelling with her husband on highways and farm-to-market roads in their efforts to spread the gospel. The pot holes, temporary pavement, and unclear road markings in these zones clearly reflected that there was a “work in progress.” These construction zones often reminded Mrs. Graham that as long as she was here on earth, she was also a “work in progress” supervised by the great architect and engineer, Jesus Christ.
Habitat for Humanity (known as “Habitat”) is a well known, international, non-profit Christian ministry that provides quality, affordable housing to the less fortunate. Everyone who receives a home from Habitat is expected to make a down payment and monthly payments to help cover costs. On their website, Habitat describes their ministry as one that uses the “theology of a hammer” and the “economics of Jesus”.