Church Loans for Tomorrow

When you set out to build the Kingdom for a brighter tomorrow, choose a funding partner with the same mission. See the difference a ministry-focused church loan from BCLC can make.
Gospel-Centered Ministry
Robust Financial Strength
Distinguished Loan Products

Trust Your Vision to Like-Minded Partners

Both on the company level and on the individual employee level, we seek to align with God’s will on a daily basis, much like your church.

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Starting a Project?

Talk to a BCLC Representative Today

Talk with an experienced church lender about your church’s current position and future vision. No obligations, no fees. Simply receive sound advice from a church financing company with over 70 years experience.

Types of Church Loans

Let Us Help Fund Your Vision For Tomorrow

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New Construction

We offer tailored loans to your unique needs with advantages no bank can match.

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Remodel Project

We fund various church remodeling projects, from roof replacements to sanctuary overhauls.

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Loan Refinancing

A little refinancing can go a long way. Learn about our cost-effective refinancing options.

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Property Purchases

We support both raw land purchases and existing church building purchases.

Loan Process

Let's Keep it Simple.

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Step 1 - Application

Complete your application online or send it to us by email with no application fee.

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Step 2 - Review by Loan Team

We will contact you within 2-3 days. Additional church information may be requested.

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Step 3 - Board Approval

All BCLC loans are subject to approval by BCLC’s Board of Directors.

Step 4 - Closing

Typically 4-6 weeks upon selection of title company or real estate attorney.


The latest updates and information on our services, as well as news and events relevant to the Baptist community.


Hear from the People We Serve

Pastors know that spreading word about BCLC also spreads the gospel. Check out these testimonials about our exceptional church loan services.

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Let's Talk

Kingdom Growth

Whatever your needs and ministry goals are, contacting us is the first step to achieving your vision and God’s plan for your church project. Let’s get started.

God Has a Plan for Your Church. Ready to Grow?

There’s nothing more exciting than watching God’s plan for your church unfold. Let our church loan expertise of over 70 years help you get there.