Learn about what makes BCLC’s loans for churches unique, see what states BCLC currently serves, and discover why we do what we do:
BCLC exists to provide wisdom and knowlege to churches. BCLC is a unique church lender because we offer fully amortizing loans (which means you won’t have any balloons or inconvenient refinances), we have low expenses relative to other lenders (so that we can offer good rates), BCLC is aligned with the Church’s mission (to go and make disciples), and BCLC offers rates at market or better.
The states BCLC currently offers church loans to churches in Washington, Oregon, California, Nevada, New Mexico, Arizona, Colorado, Utah, Texas, Oklahoma, Kansas, Louisiana, Arkansas, Missouri, Illinois, Indiana, Ohio, Kentucky, Tennessee, Georgia, Alabama, Florida, South Carolina, North Carolina, West Virginia, Virginia, Maryland, Delaware, Pennsylvania, Massechusetts, New York, New Jersey, Connecticut, Rhode Island, Vermond, New Hampshire, and Maine.
BCLC specializes in loans for churches for the following purposes: church construction loans, church property purchase loans, church remodeling loans, and church refinancing. BCLC offers small church loans and large church loans.
BCLC prides itself on providing honest financial review for churches, church borrowing capacity consultation, insight regarding church projects, no origination fees, and an overall prioritization of the church’s health.
During our review, BCLC looks at church worship attendance, tithes and offerings, missions giving, leadership structure, and fixed expenses. Each of these plays a key role in determining what might be a healthy amount for a church to borrow.
Unlike many lenders, BCLC cares about your ministry. We’re here to help churches make good financial decisions so that ultimately His kingdom can be advanced.